Topics covered include: Your Authority & Adjusters' Authority, The Standard of Value, Depreciation, The Rules on Personal Property, The Provisions Limiting Insurance Company's Liability, Coinsurance, Salvage Principles, Standard Policy Wording, The Acts Which Void the Policy, The Conditions Suspending Coverage, What You Must Do In Case of Loss, many Sample Forms and Letters, References to Cases and Regulations, and much, much more.

"It is time that someone publishes a book of this nature. As Regulators, we are aware that most policyholders are not aware...We wish you all the success...Your intent and foresight is commended."
–STATE OF HAWAII DEPARTMENT OF INSURANCE, USA

"...We have reviewed the material on your web site and wish to thank you for your efforts to give citizens the information they need...Again, thank you for your public service..."
–OFFICE OF PUBLIC HEALTH PREPAREDNESS
STATE OF MICHIGAN DEPARTMENT OF COMMUNITY HEALTH, USA

"Thank you...regarding your vital information on Preparedness...In particular...useful information for people to have in terms of property insurance and business recovery issues...a good reminder of ways of helping prevent stress by Preparedness. Good luck with your book."
–DISASTER MENTAL HEALTH
AMERICAN RED CROSS
NATIONAL HEADQUARTERS, USA

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Your Insurance: You Know What to Expect

Policy Ensurance

Compiled By Antone P. Braga