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Those who hold high places left you holding a near-empty toolbox ...
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Awareness come lately


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Posted by tonyb on May 27, 2002 at 11:38:11:

The filing of the Proof of Loss is your formal claim. By not filing the required Proof of Loss you may forfeit your rights. Your claim can either be accepted or rejected. You will see many references in my book that refer to your situation and arm you with argument depending on what reaction your claim gets.

Best of luck,
Tony

J D wrote:

> Thanks, they have totally mishandled my claim.
>
> Never informed me that I needed to Fill out the Proof of Loss. Until 2 Days ago! If I do fill this out now, does this mean they can reject my claim since, by your info I am out of range of the 60 Days time limit, whether they have informed me or not you state it is my responsibility.
>
> Do not want to get into a situation where I have to waive my rights, because I have not followed the correct steps, whether their miss information or not. Can this be used against me.
>
> Best Regards,
>
> J D
>
> ----- Original Message -----
> From: "Tony Braga"
> To: "J D
> Sent: Monday, May 20, 2002 3:11 PM
> Subject: Re: "Policy Ensurance" order
>
> > Hi J D, if your insurance company is requesting you file the Proof of Loss you should, especially considering that you have gone way beyond the usually allotted 60 days for filing. Your company of course is
entitled to inspect the damaged property and entitled to their opinion. I hope the book helps with your situation. Please let me know how things turn out.
You may want to take a look at http://www.disasterprepared.net/adjust.html for additional information. Thanks again.
> >
> > Tony
> >
> > J D wrote:
> >
> > > Thanks, appreciate your help, also sent a request asking for some advice.
> > >
> > > I have added it to the below email as well.
> > >
> > > ----- Original Message -----
> > > From: <...@aol.com>
> > > To:

> > > Sent: Sunday, May 19, 2002 11:52 PM
> > > Subject: proof of loss
> > >
> > > > LOSS HAPPENED LAST AUG 2001,
> > > > WATER DAMAGE, PAID BY THE INSURANCE
> > > > FOR CONSTRUCTION, ALL OK.
> > > >
> > > > GAVE ADJUSTER FILED PERSONAL PROPERTY
> > > > IN JAN 2002. CHANGE OF ADJUSTER FINALLY SOME
> > > > ACTION. NOW INSURANCE HAS NOW CONTACTED
> > > > ME, ALSO THEIR LAWYER INVOLVED. SET AN APOINTMENT FOR CONTENTS SURVEY FOR NEXT WEEK.
> > > > RCVD A LETTER TODAY ASKING ME TO PROVIDE A PROOF OF LOSS FORM. I THOUGHT ALL WAS OK, THEY ARE
WORKING WITH ME, UNTIL I GOT THIS LETTER AT THIS POINT.
> > > >
> > > > I AM READING YOUR SITE AND NOW WORRIED, THAT
I DID NOT FILE A PROOF OF LOSS STATEMENT WITHIN 60 DAYS OF FILING OUR CLAIM. I WAS TOLD BY THE ADJUSTER AND MY
AGENT IT WAS NOT NECESARY.
> > > >
> > > > CAN THE INSURANCE COMPANY, DENY THIS PART OF
MY CLAIM, SINCE WE DID NOT FILE WITHIN THE 60 DAYS ON TIME?
> > > >
> > > > SHOULD I FILE THIS AT THIS REQUEST OR WAIT
> > > > TO SEE WHAT THEY ARE LOOKING FOR?
> > > >
> > > > NOT SURE IF I SHOULD LET THE CONTENTS COMPANY
> > > > REVIEW OUR ITEMS ON TUESDAY???
> > > >
> > > > IS THIS COMMON PRACTICE.
> > > >
> > > > THANK YOU, ORDERED YOUR BOOK AS WELL, HOPE
> > > > CAN SHIP OVERNIGHT.
> > > >
> > > > J D


Policyholder Resources


Help on the way: this content is local to your area in that it affects virtually everyone in your area, indirectly or directly: property insurance policyholders. When the next news stories run having to do with a local disaster such as a hurricane, earthquake, flood, tornado, fire, etc., perhaps think of those disaster survivors and to what extent you may have helped in their preparedness and recovery. Thank you for any help you give.

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Policyholder Resources

How to get WHAT YOU DESERVE: The book, "Policy Ensurance."


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